Capital Gains Tax — Equity & MFs

Equity shares and equity mutual funds attract different rates depending on holding period. STCG (≤12 months) = 20%. LTCG (>12 months) = 12.5% on gains above ₹1.25 lakh.

Your inputs

Purchase price (cost of acquisition)

Sale price

Holding period

Short-term (≤ 12 months) Long-term (> 12 months)

Result

TAX

₹0Tax payable (incl. 4% cess)

Capital gain—

Tax rate—

Effective rate on gain—

What this means

—

Equity CG tax FY 2026-27

STCG (≤12 months): 20% flat on full gain.
LTCG (>12 months): 12.5% on gains above ₹1.25 lakh. Both rates include 4% health & education cess on the base tax amount.

Surcharge, off-market transactions and grandfathering are not included. Consult a CA for complex situations. See our full disclaimer.