Capital Gains Tax — Property

Property held for more than 24 months attracts Long-Term Capital Gains tax at 12.5% without indexation (post Budget 2024). Shorter holding attracts tax at your income slab rate.

Your inputs

Purchase price

Sale price

Improvement / renovation cost

Holding period

Short-term (≤ 24 months) Long-term (> 24 months)

Income tax slab (for STCG)

5% 20% 30%

Result

TAX

₹0Estimated tax payable

Capital gain—

Tax rate—

Tax + 4% cess—

What this means

—

Property CG tax FY 2026-27

STCG (≤24 months): taxed at income slab rate.
LTCG (>24 months): 12.5% without indexation (Budget 2024 change for properties sold from July 23, 2024). Section 54 reinvestment exemption is not modelled.

Stamp duty, registration, brokerage and reinvestment exemptions (Section 54/54EC) are not included. Consult a CA. See our full disclaimer.