EPF Maturity Calculator

Project your EPF balance at retirement including monthly contributions from both you and your employer, annual salary increments and the current EPF interest rate.

Your inputs
Result
EPF
₹0EPF corpus at retirement
PrincipalInterest
Current balance grown—
Future contributions + interest—
Total employee contributions—
What this means

—

How EPF grows

Your current EPF balance keeps compounding. Monthly contributions (12% of basic from you + 3.67% from employer) are added and the whole balance earns interest at the declared EPF rate, credited annually on 31 March.

EPS contributions (8.33%) fund your pension and are separate from the EPF lump sum shown here. See our full disclaimer.