Personal Loan EMI Calculator

No collateral needed, but rates are higher. Find your monthly outgo and total interest cost before you borrow.

Your inputs
Result
EMI
₹0Monthly EMI
PrincipalInterest
Total amount payable
Total interest payable
What this means

EMI formula

EMI = P × r × (1 + r)n / [(1 + r)n − 1]

P = principal, r = monthly rate, n = months.

Rate, processing fees and prepayment charges vary by lender. This is an indicative estimate. See our full disclaimer.