See what your current monthly expenses will cost after inflation by the time you retire, the corpus needed to fund them, and the monthly SIP that gets you there.
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Your current expenses are first inflated forward to the year you retire, then converted into a lump sum using a "real return" — the return your retirement corpus earns after subtracting inflation — over the years it needs to last:
The required monthly SIP is then found by working the standard SIP future-value formula backwards, so that your contributions (growing at the pre-retirement return) reach the required corpus by the time you retire.
This calculator does not account for existing savings, EPF/NPS balances, or a pension you may already have — it shows what's needed if you were starting from zero today. Treat it as a planning starting point, not a complete retirement plan — see our full disclaimer.