A step-up SIP automatically increases your monthly investment by a fixed percentage every year — matching your salary hikes and accelerating your wealth far more than a flat SIP.
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Each year your SIP increases by the step-up %. A ₹5,000 SIP with 10% step-up becomes ₹5,500 in year 2, ₹6,050 in year 3, and so on. Each higher instalment also compounds for its remaining tenure.
Assumes constant return and step-up at start of each year. Actual MF returns fluctuate. See our full disclaimer.