A Systematic Withdrawal Plan lets you withdraw a fixed amount from your corpus every month while the remainder continues to grow. This calculator shows how long the corpus lasts and what remains after 10 and 20 years.
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Each month: Corpus = Corpus × (1 + r) − Withdrawal. If monthly return > withdrawal, corpus grows. If not, it shrinks. The break-even point (where corpus lasts indefinitely) is when monthly return = monthly withdrawal.
Actual MF returns are not constant. In falling markets your corpus depletes faster than this calculator shows. See our full disclaimer.